In the panel of
Winner of 2024 E50 Award
Strategic Partners
GET PAID FASTER
KEEP YOUR BUSINESS MOVING FORWARD
Unlock cash from your invoices and keep your projects and business moving without disrupting your cash flow.
Fast Approval
in 3 Working Days
Disbursement Within 3 Working Days
Disbursement Within 3 Working Days
No Collaterals Required
No Hidden Charges
Credit Friendly.
Flexible, Tailored
Financing Solutions
WHY INVOICE FINANCING?
Invoice financing helps you access funds tied up in your invoices, giving your business the flexibility to pay suppliers, manage operations and pursue new opportunities with confidence.
Improve Cash Flow
Turn your invoices into immediate working capital
Pay Suppliers On Time
Maintain good relationships and secure better terms
Support Payroll & Operations
Keep your workforce and daily operations running smoothly
Keep Projects Moving
Avoid delays and penalties due to cash flow gaps
Finance Materials & Costs
Purchase materials and cover operating costs with ease
Grow Your Business
Take on more projects and seize new opportunities
HOW INVOICE FINANCING WORKS
Submit Your Invoice
Provide your invoice and basic details
We Assess Your Application
Quick assessment and verification
Receive Your Financing
Get funds disbursed fast
Keep Your Business Moving
Focus on your projects and grow with confidence
WHY BUSINESSES CHOOSE PLANWORTH
Trusted Partner of Choice
Over 10 years supporting thousands of Malaysian SMEs
Wide Industry Experience
Serving Government, GLC &
Private Sector projects
Strong Financial Capacity
Funding backed by established
banking facilities
Shariah-Compliant Solutions
100% Shariah-compliant financing options
Flexible Financing Solutions
Tailored to meet your project’s
cash flow needs
Experienced Team
Ex-bankers & ex-government professionals who understand your business needs
FLEXIBLE FINANCING FOR ALL INDUSTRIES
Have an invoice, contract, purchase order, or project to finance?
We provide tailored financing solutions that support businesses across every sector, including but not limited to:
Trade & Supply
- Building materials
- Raw materials
- Furniture
- Uniform
- Medical equipment
- Military, police, and other
equipment
ICT
- Hire purchase
- Supply
Maintenance
- Road works
- Bridges
- Drainage
- Engineering
- Electrical
- Landscaping
- Upgrading
- Repair & maintenance
Services
- Security
- Cleaning
- Catering
- Facilities management
And many more…
IS INVOICE FINANCING RIGHT FOR YOU?
You have outstanding invoices or an awarded contract/ PO
Your client is a Government, GLC or Private Company
Your business is registered in Malaysia
ACCESS FAST INVOICE FINANCING
Tell us about your financing needs and our Relationship Manager will contact you as soon as possible.
- Your information is safe with us. We respect your privacy.
NEED A DIFFERENT FINANCING SOLUTION?
Not every business has the same financing needs.
Explore our range of financing solutions designed to support your business at every stage.
FREQUENTLY ASKED QUESTIONS
Who is Planworth?
Planworth is a market-leading non-bank financial institution and alternative financing provider, registered with the Ministry of Finance Malaysia (MOF) under the ePerolehan system. We support businesses undertaking projects and contracts with Government agencies, GLCs and established private companies through fast, collateral-free and tailored financing solutions. Planworth is 100% Malaysian-owned and a member of the Grand Columbia Group of Companies.
Where is Planworth's office?
Planworth’s headquarters is located at G-1, Menara Avenue, 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia.
What is invoice financing?
Invoice financing allows businesses to receive early payment on unpaid invoices instead of waiting for the full customer payment term. It helps unlock cash tied up in outstanding invoices, improve cash flow and provide the working capital needed to meet business commitments and pursue new opportunities.
Who can apply for invoice financing?
Businesses registered in Malaysia that have completed work or delivered goods or services and issued invoices to Government agencies, GLCs or established private companies may be eligible for invoice financing. Our Relationship Managers will assess your invoices, financing needs and eligibility to recommend a suitable financing solution.
How fast can I get the financing?
Applications can be approved in as fast as 3 working days, subject to document verification and fulfilment of our financing requirements. Once approved and all conditions are met, funds can be disbursed promptly. Applications can be approved in as fast as 3 working days, subject to document verification and fulfilment of our financing requirements. Once approved and all conditions are met, funds can be disbursed promptly.
What documents are required?
Generally, only simple documentation is required, including:
- Letter of Award or Purchase Order
- Supporting project documents, such as work programme, Bill of Quantity, supplier invoice or quotation, where applicable
- Bank statements and other relevant financial information
- Company registration documents
Our Relationship Manager will guide you through the application process and advise if any additional documents are required.
Do I need collateral to apply?
No. Planworth’s financing solutions do not require collateral, making it easier for businesses to access the working capital they need without pledging business or personal assets.
How much financing can I get?
Planworth generally provides financing of up to 80% of the invoice amount, supporting contract values of up to RM300 million per company, subject to credit assessment, eligibility and approval criteria. Planworth generally provides financing of up to 80% of the invoice amount, supporting contract values of up to RM300 million per company, subject to credit assessment, eligibility and approval criteria.
READY TO IMPROVE YOUR CASH FLOW?
Unlock cash from your invoices and keep your projects and business moving with confidence
