Terms and Conditions of Use

Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and to be bound by the terms and conditions as set out below. In addition to this terms and conditions, you hereby agree to comply with any other terms, conditions, policies, dos and don’ts of the website as may be determined by the Company from time to time.
The term “Company” or “us” or “we” or “our” refers to Planworth Global Factoring Sdn Bhd, its subsidiaries, associates, jointly controlled entities and affiliates (including but not limited to Grand Columbia Group of Companies and Grand Columbia Group of Companies’ associates, jointly controlled entities, affiliates (collectively, “Group”).

The information and materials contained in the Website, including any services, products, information, data, text, graphics, audio, video, links or other items – are provided “as is”, and “as available”. We do not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in such information and materials.

Products and services (including those of any third party providers) are available only at our discretion and/or the discretion of the relevant Group entity and/or third party provider (as the case may be), subject to the products and services individual terms and conditions and any relevant disclaimers on which they are offered and such products and services may be withdrawn or amended at any time without notice. The full range of products or services may not be available in all locations in which the Group has a place of business. Fees, commissions or other charges may apply to certain products and services. Please contact the entity, office or branch providing the products and services for details.

Nothing in the Website shall be considered or construed as an offer, invitation or solicitation to sell, buy, give, take, issue, allot or transfer, or as the giving of any advice or recommendation in respect of, loans, advances, credits, or any other instrument or product whether of any entity of the Group or any other issuer in any jurisdiction.

The Company shall not be liable or responsible to keep the website virus/bug/ransomware/trojan/work/malware/spyware free or safe and you agree and confirm to use the website solely at your own risk and expense.

You agree and confirm that the Company :

  • does not provide any express or implied warranties such as implied warranties terms or representations of merchantability, fitness for a particular purpose and non-infringement. The Company does not provide any guarantee that this website will always be available, uninterrupted, complete, accurate, reliable, timely, safe, secure or error-free, or that this website will always function without disruptions, delays or imperfections, or are free of all defects, errors, viruses or bugs; and/or
  • is not liable for any failure or delay to perform the Company’s obligations under this terms and conditions where the failure is due to anything beyond the Company’s control (for example, acts of God, natural disasters, fires, floods, acts of terror, malicious damage, compliance with any law or governmental order or mechanical, electronic or communications failures or degradations).

Without limiting the generality of any disclaimer in this terms and conditions, you agree that this website is provided “as is” and “as available” and the Company is not obligated in any way whatsoever to correct errors, correct the effects of errors or provide any technical support.

Any use of any information or materials on this website is entirely at your own risk, for which the Company shall not be liable. It shall be your own responsibility to ensure that any materials or information available through this website meets your specific requirements. Please make it your personal responsibility to verify any information available herein. We suggest that you seek independent professional advice before making any form of decision based on information obtained from this website.

You hereby irrevocably and unconditionally release the Company, the Company’s directors, employees, agents and servants from any claims and damages, known and unknown, arising out of or in any way connected with any claim that you may have under this terms and conditions including but not limited to any claim against any third parties.

The Company shall not be liable to you for any loss of profits or other consequential, special, indirect or incidental damages howsoever arising in any way whatsoever out of or in connection with this terms and conditions and/or this website.

The Company reserves the right to seek all remedies available legally and in equity for violations of this terms and conditions.

This website belongs to the Company. The copyright to the contents of this website is owned by or licensed to the Company excluding those intellectual property rights of vendors or alliances who have authorized the Company with the necessary usage and reproductions of the content of this website. This website is intended for personal use, quick reference, illustration and information purposes only and may not be copied, redistributed or published in any manner without the written permission of the Company.

Any unauthorised use of any part of this website is strictly prohibited. You may not copy, modify, publish, or transmit any of the content herein in whole or in part for commercial purposes without the express written permission of the Company – which if granted, would only be extended to our own materials.

The trademarks, logos, characters and service marks (collectively “Trademarks”) displayed on this website belongs to the Company excluding those intellectual property rights of vendors or alliances who have authorized the Company with the necessary usage and reproductions of the content of this website. Nothing contained on this website should be construed as granting any license or right to use any Trademark displayed on this website. Any use/misuse of the Trademarks displayed on this website, or any other content on this website, except as provided in these terms and conditions, is strictly prohibited. The Company reserves the rights to bring any action arising from the improper or unauthorised use of this website, including any action for infringement of its trademarks and other intellectual property rights.

In this terms and conditions, “Your Content” means the content, materials and information, including, without limitation, information, audio recordings, photographs, videos, documents or other materials that the you create, send, submit, upload, publish, display, link or customise, store or transmit in connection with this website.

In using our website, you agree and confirm :

  • that you have all necessary rights (including intellectual property rights) to share, distribute, publish and make available Your Content and Your Content will not infringe upon the rights of any third party (including the Company);
  • not to post content that is illegal, seditious, racist or harmful in nature;
    the Company shall not be liable or responsible in any way whatsoever in respect of Your Content or information that you may transmit or share including but not limited that the Company is not liable or responsible for any offensive, inappropriate, obscene, unlawful or otherwise objectionable content or information that you may encounter. The
  • Company is not responsible for the conduct, whether online or offline, of any users of our website;
  • the Company may deploy automated technologies to detect anything that may harm our website or users or others and the Company reserves the right disclaim any obligation to edit, suspend access to, limit distribution of or remove any of Your Content that the Company determines to be in violation of this terms and conditions
  • you shall not upload, post, host or transmit unsolicited email, spam messages, worms or viruses or any code of a destructive nature.

You may print, copy and download any content from this website solely for your personal use. You shall not in any way whatsoever alter, copy, distribute, transmit, display, perform, reproduce, publish and/or use for commercial purposes in whole or any part of this website’s content without the Company’s prior written consent.

The contents in this website shall not be construed as any inducement, offer and/or confirmation by the Company for you to proceed with any transaction. You shall conduct your own prior checks and due diligence. The specific contents of this website shall only be deemed correct if confirmed in writing by the Company to you.

You shall indemnify and hold harmless and keep us indemnified in full against all and any claims, actions, proceedings, loss, damage, costs (including legal costs on a full indemnity basis), expenses and liabilities of whatsoever nature and howsoever arising which may be brought against or suffered or incurred by us arising from or which is directly or indirectly related to :

  • your access to and/or use of the Website and/or any other person or entity’s use of the Website where such person or entity was able to access and/or use the Website by using your user id and password (where applicable); or
  • any breach or non-observance of any of these Conditions by you or by any other person or entity where such person or entity was able to access and/or use the Website by using your user id and password (where applicable).

This website may contain link(s) to third-party websites/portal/gateway. This does not imply the Company’s endorsement of any website/portal/gateway, and the Company is not responsible for the actions, content, information or data of third-party websites/portal/gateway or actions or any link(s) contained in them, or any changes or updates to them. Third-party websites/portal/gateway will likely provide their own terms and conditions of use and privacy policies that may apply to you.

Any link(s) to any other websites/portal/gateway are provided as a convenience to you and shall not be construed in any way whatsoever as an endorsement or verification of such websites/portal/gateway and shall be accessed at your own risk.

Third-party websites/portal/gateway are not under the Company’s control, and as such the Company shall not be held responsible nor liable for any damage or injury howsoever arising therefrom.

Link(s) to other companies within the Group are subjected to similar degree of disclaimer.

The Company reserves the right to change, vary or modify any of the information and terms contained herein and on this website at any time without notice.

The Company reserves the right to bar any individual, company or group from the use or access to this website.

Termination of access can be executed permanently or over a period of time, in part or in whole, depending on the Company’s discretion, at any time without any prior notice or reason. You agree to accept the Company’s decision as final and binding.

You hereby irrevocably and unconditionally assign to the Company all rights, titles and interests in and to any feedback, suggestions, questions, proposals, ideas, inventions, concepts, techniques and/or know-how that you may give the Company regarding the website or any of the Company’s businesses without any right to compensation from the Company.?

No failure on the part of the Company to exercise any power, right or remedy under this terms and conditions shall operate as a waiver thereof, nor shall any single or partial exercise of any power, right or remedy preclude any other or further exercise thereof or the exercise of any power, right or remedy. The remedies provided in this terms and conditions are cumulative and are not exclusive of any remedy provided by law.

If any term covenant or condition of this terms and conditions or application thereof to you or the Company shall be or become invalid or unenforceable, the remaining terms, covenants or conditions shall not be affected thereby and each remaining term, covenant or condition of this terms and conditions shall be valid and enforceable to the fullest extent permitted by law.

You have fully read and understood the privacy notice set out in this website and you hereby agree and consent to the Company to use your personal data in accordance with the terms and conditions set out in the privacy notice.

The parties agree that the laws of Malaysia for the time being in force shall be the governing laws in respect of any disputes pertaining to this terms and conditions and the parties further agree to submit to the non-exclusive jurisdiction of the courts in Malaysia.